DR. FRANCIS KIHIKO
CHIEF EXECUTIVE OFFICER

DR. FRANCIS KIHIKO

Microfinance Practitioner for a period spanning over 20 years, Francis is one of the founder members of K-rep Group and is still a member of the board of the same institution.
He has also worked with Small Business Scheme of National Council of Churches of Kenya (NCCK) and Founded Jitegemea Credit Scheme (JCS) in 1998. Francis is the Current JCS Chief Executive Officer.
LABAN HIHU
HEAD OF FINANCE AND STRATEGY

LABAN HIHU

Laban is the Head of Finance & Strategy for Jitegemea Credit Scheme. Laban Joined JCS in 2012.
He has acquired MBA Banking and Finance (Microfinance Option), a Bachelor of Business Administration (Accounting and Finance) Option, and is a Certified Public Accountant (CPA K) and a member of ICPAK.
Has also acquired a higher diploma in Leadership and Bible Theology acquired from Nairobi Pentecostal Bible College.

He has a wealth of experience gained from over 20 years of experience in finance and accounting, business administration and strategy management.

Laban has worked in microfinance institutions such as Faulu Kenya in various capacity as an accountant and Senior Accountant, Mwalimu Cooperative Sacco and Site enterprises promotion as a Finance and Administration manager and Head of Finance and strategy in JCS.
His core competencies include fundraising, budgeting, financial management, systems knowledge, implementation of business and financial plans and Cash flows, liquidity management and treasury management.

NANCY NJUE
HEAD OF OPERATIONS

NANCY NJUE

Nancy is currently the Head of Operations in Jitegemea Credit and has worked in the institution since 1999.
She holds a Bachelor of Business Administration degree (Marketing) option, Master’s degree (Strategic Management) option, a diploma in cooperative management and CPA part One (KASNEB)
She has over 19 years’ experience and has been instrumental in the growth of JCS, having being one of the pioneer- long serving staff. She joined JCS in 1999 as a credit officer and has risen through the ranks to become the first Area Manager in JCS and now Heads the Operations department.
Her key competencies are development and conception of new products, risk management and creation of linkages and commitment to change and advocate of continuous improvement
RAPHAEL NJEHU
INFORMATION COMMUNICATION TECHNOLOGY MANAGER

RAPHAEL NJEHU

Raphael has been in Jitegemea Credit Scheme since February 2012. He has previously held the position of an ICT assistant.
He holds a master’s degree in Business Administration from University of Nairobi and a bachelor’s degree in Business Computing from Makerere University. He holds certification in Database Administration (MCITP DBA), Networking (CCNA) and currently pursuing CISM from Strathmore University.